Top 10 budget water villas in Maldives

January 10, 2025

Even the most budget water villas in the Maldives are not as cheap as they might seem. The price starts at $ 300 per night (in June and July it can even be lower due to discounts), half board (breakfast and dinner), or full board (breakfast, lunch, and dinner). On average, the cost is 40% higher than the beach villa. But you get a unique opportunity to spend your vacation over a crystal clear lagoon with a private entrance to the water.

I’ve created a list of the most budget water villas in the Maldives to simplify your choice.

It would be best if you also considered that the transfer is paid separately and is not included in the villa cost. Therefore, the total cost will increase.

Check: Special All-inclusive deals to Maldives

embudu budget water villa

1. Embudu Village

Embudu Village on the map

Price Range: 350 – 430 USD/night/villa with full board (breakfast, lunch, and dinner)

Transfer: 10 min by speed boat, cost –  88 USD/person, round trip.

Embudu Village is a small resort and located just 10 km from the Airport. This resort is one of the most affordable in the Maldives in terms of price/quality because, without overpayments, you get breakfast, lunch, and dinner in the package. During high season, from Nov to Apr, it isn’t easy to find a free villa because they are all sold out at least 2-3 months before arrival. Therefore, if you are looking for a water villa, I recommend booking in advance. On the island, there are only 14 water villas located in two blocks on the water. This is one of the cheapest ocean villas in the Maldives.

The size of this budget water villa is 42 m2.

These villas do not have a private entrance to the ocean, unlike similar villas on other islands. But there is a private terrace fenced from other rooms. The room has a glass window on the floor, so you can enjoy an underwater world without leaving your room!

The bathroom has a Jacuzzi, where you can enjoy a pleasant massage while drinking chilled wine.

The rest of the room amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, flat-screen TV, safe and free wi-fi.

Embudu Village rates

reethi beach overwater villa

2. Reethi Beach Resort

Reethi Beach Resort on a map

Price Range: $ 310 – $ 360/night/villa with breakfast

Transfer: 30 min flight by domestic airline + 20 min by a speed boat. Cost – $ 290 / person, round trip.

Reethi Beach Resort is medium in size and one of the most affordable resorts with water villas in the Maldives. There are only 30 two-dimensional water villas on the island.

The size of the water bungalow is 61 m2.

These budget water villas in the Maldives do not have a private entrance to the sea for snorkeling. But still, you can leave your stuff on the beach and go swimming. The only problem with the resort’s water villa is that the bathrooms are in the back of the bedroom, so there is no ocean view. But there is a private terrace where you can enjoy pleasant views.

For the rest, the room amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, flat-screen TV, safe and free wi-fi.

However, Reethi Beach Resort is quite an old resort (for the Maldives), and the interior requires updates compared to most new ones. Therefore, you should not expect something supernatural from a resort in this price range.

Reethi Beach Resort rates

3. Villa Park Maldives (Sun Island Resort and Spa)

Villa Park Maldives on map

Price Range: $ 290 – $ 440/night/villa with half board (breakfast and dinner)

Transfer: 30 min flight by domestic airline + 5 min by a speed boat. Cost – $ 320/person, round trip

These ocean villas truly embrace the island life ofteh resort, which has a very relaxed atmosphere. The resort itself is one of the largest in the Maldives both in terms of area and number of rooms.

Villa Park Maldives has 68 budget water villas in the Maldives located above the beautiful turquoise lagoon. These exclusive rooms are spacious and furnished with Maldivian-style furniture leading to a wooden pier, creating a feeling of secluded privacy away from the rest of the island. Take a look at the truly beautiful Maldives sunset from your terrace. The lowest rates for this overwater villa in the Maldives are in May-Sep.

The water villa size is 64 m2.

Room amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, TV (without a flat screen), safe and free wi-fi.

As in the case of other cheap resorts, a water villa has to be booked at least 2-4 months in advance before arrival.  The villas are divided into blocks of two rooms, each of which has its veranda. While water villas have private access to the ocean, they are quite far from the beach. Providing a unique experience of living on the island.

Villa Park Maldives rates

OBLU XPErience Ailafushi

4. OBLU XPErience Ailafushi

OBLU XPErience Ailafushi on the map

Price range: 490 – 730 $/night/villa with All Inclusive

Transfer: 20 min by speed boat. Cost – FREE of charge

OBLU XPErience Ailafushi, although small and simple, but secluded and calm. It is a perfect place for those who want to relax away from the noise. In the Maldives, a water villa is fully justified. Fihalhohi is an excellent place for honeymooners. This villa offers great views of sunrise or sunset.

The size of the water villa is 60 m2.

Room amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, flat-screen TV, safe.

The interior is made in a traditional Maldives style with a large number of wood elements, which gives a feeling of an eco-friendly place.

All overwater villas are separated from each other, which increases the level of your privacy.

The entrance to the bathroom goes through the loggia, so you can enjoy magnificent views of the Indian Ocean while enjoying champagne in the bathroom.

The water villas at OBLU XPErience Ailafushi have private sun terraces with sea views and direct access to the crystal blue lagoon. This is a real natural world that you can’t miss.

OBLU XPErience Ailafushi rates

5. Meeru Island Resort

Meeru Island Resort on a map

Price range: 400 – 500 $/night/villa with Full  board (breakfast, lunch and dinner)

Transfer: 30 min by speed boat. Cost – 170 $ / person, round trip.

The resort offers 34 standalone water villas with views of either sunset or sunrise.

The size of the villa is  53 m2. But at the same time, the room has two panoramic windows that create a cozy and bright atmosphere for complete immersion in the Maldives paradise. In addition, there is a small window on the floor to watch for fish. Each bungalow has its own private entrance to the water, isn’t that great!

Room amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, flat-screen TV, safe.

The interior of Meeru Island Resort villas is made in a traditional style with many bamboo elements. Only a small number of resorts can still offer an old-school Maldives atmosphere. It’s very hard to book this budget water villa in Maldives.

The resort offers the perfect balance of a pristine tropical island with its natural beauty and comfort.

Meeru Island Resort rates

6. Safari Island Resort

Safari Island Resort on the map

Price range: 290 – 600 $/night/villa with half board (breakfast and dinner)

Transfer: 15 min. by seaplane. Cost – 390 $ / person, round trip.

Safari Island Resort offers a choice of 25 separate overwater villas with either sunset or sunrise views.

Bungalow amenities include air conditioning, hot/cold water, tea/coffee making facilities, telephone, hairdryer, minibar, flat-screen TV, safe, free wi-fi, and bathroom amenities. In addition, an outdoor shower is at your disposal. Not every budget resort can offer such amenities!

The size of the villa is 71 m2. and each bungalow has its private entrance to the water.

The villa interior is made more modern using stone elements in the decor.

Safari Island Resort rates

maldives cottage

7. Reethi Faru Resort

Reethi Faru Resort on the map

Price Range: $ 357 – $ 517/night/villa with breakfast

Transfer: 30 min. by domestic airlines + 20 min. by speed boat. Cost – 310 $ / person, round trip.

Reethi Faru Resort is owned by the same company that operates Reethi Beach, but it is newer and more modern.

The resort offers 44 detached budget water villas with a view of either sunset or sunrise. Each villa has a private entrance to the turquoise water of the Indian Ocean.

The size of the villa is 78 m2.

Spacious villas with a modern design that allow you to enjoy the Maldivian views as much as possible and offer a luxurious and unforgettable vacation. Located in a quiet location above the clear blue lagoon on stilts, these villas provide a true Indian Ocean experience. Let the sound of the waves floating softly below take you into a trance.

Room amenities include air conditioning, hot/cold water, tea/coffee making facilities, a terrace, telephone, hairdryer, minibar, flat-screen TV, safe. In addition, you can enjoy an outdoor shower! There is also a window with a partial ocean view in the bathroom.

Reethi Faru Resort rates

budget water villa in maldives

8. NH Maldives Kuda Rah

NH Maldives Kuda Rah on the map

Price range: 500 – 600 $/night/villa with breakfast

Transfer: 30 mins by seaplane. Cost – 310 $ ​​/ per person, round trip.

Breathe in the beauty of Maldives as you indulge in the superior comforts of a resort Water Villa with a Pool. Idyllically floating on the calm waters, take in the unhindered views of the azure ocean from your well-appointed room. Regarded as one of the most exquisite water villas in the Maldives, complete with an infinity plunge pool, sun deck and direct access to the blue lagoon, your holiday on this paradise island begins here.

NH Maldives Kuda Rah offers 14 standalone budget water villas with a view of either sunset or sunrise. Each villa has a private entrance to the crystal-clear water of the Indian Ocean.

The size of the villa is 118 m2.

Room amenities include a private pool, air conditioning, hot/cold water, tea/coffee making facilities, terrazzo bathtub, telephone, hairdryer, minibar, flat-screen TV, safe. In addition, the bathroom has a window overlooking the ocean.

NH Maldives Kuda Rah rates

9. Centara Ras Fushi

Centara Ras Fushi on the map

Price Range: $ 470 – $ 650/night/villa with breakfast

Transfer: 15 min. by speedboat. Cost – $ 290 / person, round trip.

The resort has a magnificent house reef for scuba diving. Get ready to see the huge schools of sea bass, soldierfish, batfish, and many others. Stingrays, sharks, and turtles often come to the reef, and you will likely encounter them while driving around it.

The resort offers 45 standalone overwater bungalows: Deluxe Overwater Villa, Deluxe Sunset Overwater Villa, Deluxe Spa Overwater Villa, and Premium Deluxe Sunset Overwater villa. There is not a big difference, except, perhaps, the size and some amenities. Each villa has a private entrance to the water of the Indian Ocean.

The interior of Centara Ras Fushi water villas in Maldives is made in the traditional Maldives style with many bamboo elements. Together with the observation windows, all this creates a unique atmosphere of unity with the natural beauty of the islands.

Room amenities include air conditioning, cold/hot water, tea/coffee making facilities, bathtub, floor observation window, terrace, telephone, hairdryer, minibar, flat-screen TV, safe, 180-degree view windows.

Centara Ras Fushi rates

cheap water villa in maldives

10. Sun Siyam Olhuveli Resort

Sun Siyam Olhuveli Resort on a map

Price range: 504 – $ 700/night/villa with All Inclusive (breakfast, lunch, dinner, drinks, etc.)

Transfer: 45 min by speed boat. Cost – 210 $ / person, round trip.

I would call Sun Siyam Olhuveli one of the best price/quality options. There is one of the best-budget water villas in Maldives! And it’s the only one on my list with an All-Inclusive plan. In addition to food and drinks (both alcoholic and non-alcoholic), it includes several excursions, SPA discounts, and more.

The second feature of the resort is a large number of villa types: the beach villa, beach villa with pool, water villa, water villa with pool, etc.

In the budget type of overwater bungalow – Deluxe Water Villa – in addition to standard amenities, the bath has a huge window with an ocean view. And on the terrace at your disposal is another bubble bath!

The size of the villa is impressive – 64 m2! Each villa has its own private entrance to the water, which is good news!

Sun Siyam Olhuveli rates

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